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Look for off-road AVT type of liability insurance. That's what we have for our golf-cart based tank thru my local Nationwide agent (who handles my house insurance). $63/year for 300K coverage.
Progressive (Auto Insurance - Car Insurance Quotes from Progressive. Motorcycle, Boat and RV Insurance.) offered basically the same coverage for about $90/year. You can get a quote online. Several producers are fine with this level of insurance, including MXS, Waynes, Viper, and Thunder (First Strike). |
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For example you have car coverage, yet if you try to make a claim against it for running it at a track or a drift event... It will cancel your policy. Engineer @ Large "Creating complex solutions to simple problems" |
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The policy is for off-road use, specifically paintball games. Doesn't cover parades and such. I spoke with the agent at length about the machine being converted and used as a tank. She would periodically call in a supervisor to get clarifications, but finally wrote the policy.
Progressive will issue the policy as a stand-alone policy. I also contacted Liberty Mutual. They offered the same coverage but you had to already have some other policy, home owner's or auto to get the coverage. I just used the 1-800 number or just start at progressive.com. |
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